Kuppl - Financial Planning for Couples Who Earn Different Amounts

Kuppl

Finally. A fair way to split expenses when you don't earn the same.

KUPPL helps couples split expenses based on what you actually earn—so nobody's broke while the other one's saving thousands.

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Be a Founding Couple

Lock in $10/month forever (regular price $15/month)

Lock in $10/month forever

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Limited to first 500 couples

How are you splitting finances with your partner?

The 4 ways couples split money. And why all of them kinda suck.

The Classic "50/50" Split

Rent? 50/50. Groceries? 50/50. Everything? 50/50.

Sounds fair until you realize one of you is broke every month while the other one's stacking savings. 50/50 is for roommates. You're building a life together.

The vibe: Roommates splitting a lease. Not partners building a life.

The "Everything's Ours" Approach

The "You Pay This, I'll Pay That" System

The "Whoever Gets It" Method

The Classic "50/50" Split

Rent? 50/50. Groceries? 50/50. Everything? 50/50.

Sounds fair until you realize one of you is broke every month while the other one's stacking savings. 50/50 is for roommates. You're building a life together.

The vibe: Roommates splitting a lease. Not partners building a life.

The "Everything's Ours" Approach

The "You Pay This, I'll Pay That" System

The "Whoever Gets It" Method

The Classic "50/50" Split

The "Everything's Ours" Approach

The "You Pay This, I'll Pay That" System

The "Whoever Gets It" Method

None of these approaches are wrong they just don't account for income disparity. When one partner earns more, equal contributions aren't actually fair. That's where proportional splitting changes everything.

There's a better way

You don't have to merge everything. You don't have to keep fighting. You need a way to split expenses that actually makes sense for your life.

That's KUPPL.

What KUPPL Actually Does

No spreadsheets. No awkward conversations. No guilt. Just clear, automatic fairness.

Split Fair, Not Equal

Stop splitting 50/50 when you don't earn 50/50.

You make $50K, they make $85K? You pay 37%. They pay 63%. One partner isn't drowning. The other isn't resented. That's the point.

Model Your Future

What if you had a baby? What if you went back to school? See exactly how your split would change—before you commit to anything. Plan with real numbers. Not anxiety.

House Down payment

Collected so far

$15,800.45

+36% %

View summary

Share what Matters

Track what's shared: rent, groceries, utilities.

Keep what's personal: hobbies, gifts, surprises.

You're partners, not roommates. Coordinating, not surveilling.

Shared Expenses

This Month

$3,845.22

+1.5%

Spending Breakdown

House Rent

$1,800.00

Foods

$648.35

Others

$1,396.87

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No credit card required

Why Proportional Splitting Saves Relationships

Money problems aren't really about money. They're about fairness. Trust. Feeling like equals—even when your paychecks aren't.

76% of Couples Fight About Money

It's the #1 thing couples fight about. And when one of you is stretched thin while the other's comfortable? That's where resentment starts. KUPPL fixes the math before it breaks the relationship.

Financial Arguments Predict Divorce

Money fights don't blow over. They build up. And couples who fight about money frequently are far more likely to split. Fair finances aren't a nice-to-have—they're protective.

67% of Couples Have Income Disparities

Two-thirds of couples have income gaps. Almost all of them split 50/50 anyway. No wonder it feels off. KUPPL matches your split to your actual life.

See How KUPPL Works

Define. Operate. Plan. That's it.

Define Your System

Set up once, use forever

Enter your incomes. KUPPL calculates your split automatically—no math required. Then decide together: what's shared? What's personal?
Rent, groceries, utilities → joint. Student loans, gym, personal shopping → personal. You draw the line. KUPPL does the rest.

Operate Day-to-Day

Run your finances without the mental load

Add joint expenses as they happen. KUPPL shows who owes what—automatically. Personal spending stays personal. No tracking. No surveillance. No "what did you buy?" texts. KUPPL only handles joint expenses. Because that's all you need to coordinate.

Plan Your Future

Big decisions, no guessing.

Baby? Grad school? Career change? New house? See exactly how it affects your split—before you commit. Plan together. Stress less.

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No credit card required

Define your system once. Operate it weekly. Plan your future together.

No spreadsheets. No arguments. No guessing.

Get KUPPL'd

Exclusive Founding Member Pricing

Join the first 500 couples and get exclusive pricing forever. When we launch, you'll pay less than everyone else. For life.

One plan. Everything included.

One plan.

Everything included.

$15

$10/month FOREVER

Discount limited to 500 couples

Automatic proportional splitting

Unlimited shared expense tracking

Unlimited scenario planning

Side-by-side scenario comparisons

Joint savings goals

Spending trends & insights

Real-time sync between partners

Works on any device

Export reports (PDF/CSV)

… and much more

Lock-in guarantee

$10/month. Forever. Even when everyone else pays $15.

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No credit card required

Why I Built KUPPL

Money was always an issue. My partner and I earned different salaries, and no matter what we tried 50/50 splits, alternating payments, apps that promised to fix this something always felt off. The resentment crept in with every rent check, every dinner out, every conversation about who owed who. When we found out our daughter was coming, I realized we couldn't keep living like this. Our home needed to be a calm haven, not a place where love got buried under spreadsheets and IOUs.

I spent endless nights researching, building, and rebuilding an Excel template until it finally worked. One night, over cocktails, I presented it to my wife. We chose our joint expenses together, laughed, planned, and for the first time in years it was fun. No stress. No anger. Just the pure feeling of building something together.

That's KUPPL. The system that saved my relationship—built for every couple who's tried everything and finally gets that fair doesn't mean equal.

KUPPL is built for couples who:

Earn different salaries and are tired of splits that don't feel fair

Want to plan for life's big moments together—not fight over who pays what

Believe partnership means equity, not keeping score

Are ready to turn money conversations from stress into strategy

We're launching soon, and I'm looking for our founding couples. Join the waitlist now and you'll lock in lifetime founding pricing a thank you for believing in what we're building before anyone else. Let's get you KUPPLd.

-Michael V., Founder